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Fee For Service Financial Planning

 

Helping Canadians from Coast to Coast!

'I found Parallel Wealth and Adam Bornn on YouTube and am so thankful I did. The service provided was exactly what my wife and I needed going into retirement. The detailed retirement plan has provided us an excellent indicator by year what we can spend while minimizing taxes. I have been reading many best selling Canadian retirement finance books and most recommend using an unbiased fee for service financial advisor for the decumulation stage of retirement, but recommend taking care when choosing. After much research we chose Parallel Wealth. Brett Martinson prepared a very detailed plan with next steps. We are completely satisfied with the plan. I would recommend Parallel Wealth to anyone to help validate or provide retirees a clear unbiased plan by year through retirement.'

~ Norm Phillips

Unbiased and Personally Tailored Financial Plans


No product pushing or embedded commissions. Just straightforward, personalized advice delivered by a CFP professional.

Fee For Service Financial Planning


Choose from 1 of our 4 options below. 

Individual Financial Plan

$3500

For Individuals looking to build a clear Retirement and Estate plan

Our Individual Plan Includes:

  • A clear plan to maximize cashflow while minimizing taxes.
  • Comprehensive retirement cashflow plan.
  • When to take CPP and OAS.
  • Estate planning and reducing your tax bill on death.
  • Create an 'optimal' retirement scenario using our RRSP Meltdown and Laddered Income strategies.
  • Tax planning around investment accumulation and decumulation.
  • Help you transition from paycheque to 'playcheque'
  • Defined Benefit Pension planning - A plan for what to do if you commute your pension
  • Plan around your go go, slow go and no go stages of retirement. 
  • 3 months of plan support after the original 'optimal' plan delivery.

  • Plan updates beyond 3 months are done on a discounted rate - rates vary based on adjustments required.
  • Access to our Financial Masterclass - over 100 educational videos and content created in house for our clients. 

   

 

 

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Household Financial Plan

$4000

For Households looking to build a clear Retirement and Estate plan

Our Household Plan Includes:

  • A clear plan to maximize cashflow while minimizing taxes.
  • Spousal income splitting optimization.
  • Comprehensive retirement cashflow plan.
  • Registered account withdrawals taking into consideration moving parts from both spouses.
  • The ideal CPP and OAS timing that compliments both spouses within the planning.
  • Estate planning and reducing your tax bill on death.
  • Create an 'optimal' retirement scenario using our RRSP Meltdown and Laddered Income strategies.
  • Tax planning around investment accumulation and decumulation.
  • Help you transition from paycheque to 'playcheque'
  • Defined Benefit Pension planning - A plan for what to do if you commute your pension
  • Plan around your go go, slow go and no go stages of retirement. 
  • 3 months of plan support after the original 'optimal' plan delivery.
  • Plan updates beyond 3 months are done on a discounted rate - rates vary based on adjustments required.
  • Access to our Financial Masterclass - over 100 educational videos and content created in house for our clients. 

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Corporate & Rental Plan

$6000

For Canadians with multiple rental properties or a corporation.

Our Corporate & Rental Plan Includes:

  • For those with more than one rental property (door) and/or a corporation.
  • Everything in the Financial Plan.
  • Corporate tax and income planning.
  • Capital Dividend Account planning and utilization.
  • Transitioning your assets from corporate to personal tax efficiently.
  • Alternate scenarios for retirement - showing detailed cashflow and tax analysis.  Examples: sale of house, delay CPP, Inheritance, sale of business.
  • Plan around your go go, slow go and no go stages of retirement. 
  • 3 months of plan support after the original 'optimal' plan delivery.
  • Plan updates beyond 3 months are done on a discounted rate - rates vary based on adjustments required.
  • Calculations for up to 3 rental properties. Please contact us if you have more than 3 rental units.
  • Access to our Financial Masterclass - over 100 educational videos and content created in house for our clients.
ADD TO CART

Portfolio Management & Planning Services

Book a call below

Ongoing Portfolio Management for your Investment Accounts

 Who this is for:

  • Canadians tired of paying high fees at your financial institution.
  • Wanting more transparency in your investment portfolio - what you own and what you pay.
  • Looking to invest in alternative options compared to stocks and bonds.
  • Looking for more of a comprehensive investment experience versus your mutual funds.
  • Create a long term relationship with a Financial Planning team to walk you into/through retirement.
  • Tax efficiency around your investments, retirement and estate plan.
  • Portfolio customization and full fee transparency
  • Estate Planning advice around your will, POA, planned giving and other estate and asset transition on death.
  • *Includes a full Financial Plan and ongoing review and support - our team quarterbacks your financial world!*

 

 

Learn More

Purchase Your Plan

Click on the package above that best suits your needs.  Click 'add to cart' and make payment securely online with a credit card or debit card.

If you would like to chat before paying, book a call through the link below.

Gather Information

1. Receive a welcome email from our office along with a fact finding form and engagement disclosure

2. Complete the forms and send back to our office

3. Book a Zoom call for 'optimal' plan delivery

Plan Presentation

We will review and fine tune your plan with you over zoom to ensure it meets your retirement goals.  

Our plan delivery is typically 3-8 weeks from when we get your information back.

Plan Delivery

Our deliverable includes:

  • Executive Summary 
  • PDF Plan Breakdown 
  • Detailed Excel Spreadsheet
  • Personalized 10-minute Video: breaking down your plan numbers and details
  • Retirement Resource Manual
Book A Call To Learn More

Investment Planning

If you are in need of both a Financial Plan and better Money Management, book a call with us below.  

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Sample of our Financial Plan

Our Financial Plans are built on a dynamic program and we go through it with you in fine detail to make sure you have a complete understanding of every small detail from income flow, tax, estate planning and more. 

Our plan deliverable includes an Executive Summary, PDF and Excel of the plan, as well as a video breakdown of your plan PDF so you know how to read the report.

View the Sample Household Plan
View the Sample Corporate Plan

Our retirement plan was very helpful to put structure in place and confirm we were on the right track. Matthew was very helpful to answer detailed questions and support us. Thanks very much!

B.R.

Canadian Retiree