Household Retirement Plan

This plan is designed for households and includes your spouse or common-law partner. If you're looking for a plan just for yourself, please go back and select the Individual Retirement Plan.

Spousal income splitting optimization.
Registered account withdrawals taking into consideration moving parts from both spouses.
The ideal CPP and OAS timing that complements both spouses within the plan.
Household RRSP Meltdown and Laddered Income strategies.
Stress tests to ensure longevity of the plan if one spouse/partner passes early.
Leveling of average tax rates between the spouses to ensure optimal tax efficiency.

Once your purchase goes through our office will be in touch within 48 business hours with next steps.

The initial payment will be processed at the time of purchase. The second payment will be automatically charged 30 days following the first.

2 equal payments of $2,000 plus tax

Spouse/Partner First Name

Spouse/Partner Last Name

Spouse/Partner Email

I have read and agree to the terms and conditions of this page as follows:

Terms of Service - Please scroll down for key points

You are agreeing to having reviewed our Advisory Services Agreement (click here to review the entire document).

Key Points

Payment: 50% of the cost will be charged immediately. The remaining 50% will be charged 30 days from now. Please note, depending on timing, this final payment could be before or after your scheduled plan presentation & delivery.
Planner: You will be assigned a dedicated CERTIFIED FINANCIAL PLANNER® professional from our team to communicate with you, as well as develop and present your plan.
Deliverables: Please see our Advisory Services Agreement for all 11 deliverables throughout the course of your plan
Out of Scope: Please see our Advisory Services Agreement for any services that are not included in this planning engagement. (Please reach out to our awesome team members at [email protected] if you have any questions or clarification!)

Our Thanks!
We love helping Canadians from Coast to Coast, and we thank you for the opportunity to help you with your retirement goals. Our entire team looks forward to helping you with your retirement planning!