Individual Retirement Plan

This plan is designed for individuals. If you’d like to include your spouse or common-law partner, please go back and select the Household Retirement Plan instead.

A clear plan to maximize cashflow while minimizing taxes throughout retirement.
Comprehensive retirement cashflow plan.
Knowledge when to take CPP and OAS
An estate plan and strategies to reduce your on-death tax bill.
An "optimal" retirement scenario using our RRSP Meltdown and Laddered Income strategies.
Tax management around investment accumulation and decumulation.
Defined Benefit Pension planning - a plan for what to do if you commute your pension.
An ideal spending plan built around your Go-Go, Slow-Go, and No-Go stages of retirement.
3 months of post-delivery support to answer questions, clarify, or discuss any financial planning topics that arise.
Plan updates after plan delivery are done on a discounted rate.
Access to our Financial Masterclass - over 100 educational videos and content created in-house for our clients.

Once your purchase goes through our office will be in touch within 48 business hours with next steps.

The initial payment will be processed at the time of purchase. The second payment will be automatically charged 30 days following the first.

2 equal payments of $1,750 plus tax

I have read and agree to the terms and conditions of this page as follows:

Terms of Service - Please scroll down for key points

You are agreeing to having reviewed our Advisory Services Agreement (click here to review the entire document).

Key Points

Payment: 50% of the cost will be charged immediately. The remaining 50% will be charged 30 days from now. Please note, depending on timing, this final payment could be before or after your scheduled plan presentation & delivery.
Planner: You will be assigned a dedicated CERTIFIED FINANCIAL PLANNER® professional from our team to communicate with you, as well as develop and present your plan.
Deliverables: Please see our Advisory Services Agreement for all 11 deliverables throughout the course of your plan
Out of Scope: Please see our Advisory Services Agreement for any services that are not included in this planning engagement. (Please reach out to our awesome team members at [email protected] if you have any questions or clarification!)

Our Thanks!
We love helping Canadians from Coast to Coast, and we thank you for the opportunity to help you with your retirement goals. Our entire team looks forward to helping you with your retirement planning!